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What happens after an accident with an untraced or uninsured driver?

Annie Wescott

Minster Law will contact the Motor Insurance Bureau (MIB) if you’ve been injured because of being struck by an uninsured or untraced driver. The MIB is a not-for-profit organisation set up by motor insurers to support drivers hit by uninsured or untraced drivers, or UK drivers who are involved in car accidents abroad. The MIB has an uninsured and untraced driver’s agreement which enables people involved in accidents under these circumstances to claim compensation against the liable party. The two agreements are slightly different:

  • The Untraced Drivers’ Agreement enables people who have been injured as a result of being in an accident with an unidentified driver to claim compensation for their injuries.
  • The Uninsured Drivers’ Agreement enables people who have been injured as a result of being in an accident with an uninsured driver to claim compensation for their injuries and uninsured losses.