What can an individual claim for through the MIB Untraced Scheme?

You are entitled to claim for personal injury, past and future losses as a result of that injury and in some circumstances, you can claim for property damage.

The MIB will not consider a claim for property damage if it was caused by an unidentified vehicle, unless you have sustained a “significant personal injury”.

The expression “significant personal injury” is defined as bodily injury resulting in:

a) Death, or
b) 2 nights or more of hospital in-patient treatment, or
c) 3 sessions or more of hospital out-patient treatment.

The MIB will not make an award for insurable losses in an untraced claim. If you have the benefit of an insurance policy, such as fully comprehensive motor insurance you should fully utilise this policy.

The MIB will not award “subrogated” claims in untraced matters. This includes your insurer’s outlay and may include your employer’s entitlement to recover sick pay.