How do you value my claim?
Accident before May 31st 2021
We value the injury element of your claim based on the medical report(s). The medical report(s) identify the extent of your injuries and how long they are expected to last. The amount of compensation you’re entitled to depends on many things, including the severity of your injury, how much it has negatively affected your life, and the extent of any financial loss you experienced as a result of the accident.
Accident on or after May 31st 2021
If you were injured in a road traffic accident after the 31st of May 2021 and suffered a whiplash injury your compensation will be awarded based on a fixed tariff amount based on the duration of your injury, as set out in The Whiplash Injury Regulations 2021. There are two tariffs: a combined upper one to include whiplash and minor psychological injuries and a lower one where there is no psychological injury. Where there are exceptional circumstances, such as where the whiplash injury was exceptionally severe and this is supported by the medical expert, you may be able to seek an uplift amount that is greater than the tariff amount for the whiplash injury. The table sets out the tariffs and what you may recover.
| Duration of injury | Amount – whiplash injury alone
Regulation 2(1)(a) |
Amount – whiplash injury and minor psychological injury
Regulation 2(1)(b) |
| Not more than 3 months | £240 | £260 |
| More than 3 months, but not more than 6 months | £495 | £520 |
| More than 6 months, but not more than 9 months | £840 | £895 |
| More than 9 months, but not more than 12 months | £1,320 | £1,390 |
| More than 12 months, but not more than 15 months | £2,040 | £2,125 |
| More than 15 months, but not more than 18 months | £3,005 | £3,100 |
| More than 18 months, but not more than 24 months | £4,215 | £4,345. |
