How do the MIB assess value?

The MIB will assess the value of injuries and losses in the same way as any court or compensating insurer.

The MIB will use your initial claim submission form, witness statement taken by the enquiry agent, medical reports and experts’ reports, relevant documentation to support your financial losses and medical records to assess the value of your claim. It is therefore crucial that the amount of your injuries and losses is consistent throughout all the evidence.

The MIB will consider causation including any occupation, low velocity impact or fraud concerns in the same way as the court or a compensating insurer.